Disover Home Organisation

"Discover Simple, Step by Step Home Organization Strategies and Put an End to the Clutter Stealing Time and Space Right from Under Your Nose!"!

If You Could Change Just A Few Things You Think, Change A Few Things About The Way You (And Others) Live in Your House - - Just A Few - - And Suddenly Experience A Lifting Of Stress, Frustration And Chaos Accompanied By an Increase in Time, Energy and Living Space, Would You Want To At Least Attempt a Few of Those Changes?


It's a thorough, yet simple and practical "coaching" program based on my time spent helping homeowners get organized and, of course, my own personal experiences.
I'm excited to make home organization simple and finally within reach for so many people with...


Here's a taste of what you're about to discover...
How to organize your kitchen so it's completely functional and cooking and eating is much more enjoyable.

How to organize your family room and stop coats, books, magazines and DVD's from stealing space you'll be able to use for relaxing.

How to organize closets and double your storage space so you can organize as many clothes and shoes as you want to keep.

How to organize your bathroom so you can take your time getting ready without feeling rushed or frazzled.

How to store food properly and safely without risking the health of your family.

How to organize your bedroom and enjoy the peace and serenity your "personal space" is supposed to provide.

How to keep clutter away from the entrance to your home so you're relaxed -- and not annoyed or stressed -- the second you come home.

How to organize and create storage in your attic without using it as the "dump of the forgotten treasures."

Tips for storing items in the garage. Imagine being able to come home in the rain with a trunk full of groceries without getting soaked?
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Beware When Buying Homeowners Insurance

Everyone feels the need to be thrifty these days. One way to be penny-wise and pound foolish, however, is to "cheap it out" with your insurance coverage. This series of brief articles is designed to identify some rather common risks often ignored in the search for the cheapest coverage. Failing to identify these risks and obtain the necessary coverage can have catastrophic effects.
There are three important factors in selecting a residential (home) insurance policy: coverage, premium cost, broker/agent service and insurer financial strength.
In this article, we will look at broker / agent service.
Should I use a broker or an agent?
A common misconception is that insurance agents/brokers will always try to sell you every kind of coverage available. Wrong. Insurance agents and brokers generally will try to identify common risks and get you coverage for these risks but often, their endeavor stops there. They may not be able to obtain the coverage you need.
Let's begin by understanding the critical difference between an insurance broker and an agent. In the insurance industry, this distinction is dramatically different from the real estate field.
An insurance broker can place coverage with a number of insurance companies who may offer a number of different types of coverage. The broker also commonly has the authority to determine immediately whether you will be accepted for coverage while an agent typically must submit an application to the carrier and await the carriers' decision on whether or not they will accept the application.
An agent, on the other hand works for one single carrier, even though some carriers attempt to style their agents as "independent contractors." In truth, agents work for one insurance company at a time.
Verify the License
Finally, always make sure the insurance broker or agent is legally licensed to operate within your state. This may seem obvious but there are countless records of people operating insurance agencies, collecting premiums and never actually issuing insurance coverage on behalf of a carrier.

by

Bruce Sulzner